According to data released earlier this year by the Insurance Information Institute (III), the average homeowners' insurance payout for dog-bite claims was $37,214 in 2015 - a 16 percent increase from the year before, and an astonishing 94 percent increase from 2003. In fact, dog bites and other dog-related injuries now account for a whopping one-third of all dollars paid in homeowners' insurance liability claims, according to the III report.
When you’re hurt on someone else’s property, how does the law determine whether the property owner should be required to pay your medical bills and compensate you for your pain and suffering? A broad body of law called premises liability covers these cases.
When you think about holding dog owners responsible for harm caused by their animals, you typically think of dog bites. While precise details vary from state to state, the rules for seeking compensation for serious injuries by someone else’s dog generally come under the category of premises liability.